Generate French Prudential Banking Report (ACPR — RUBA XBRL)

Q: What does the Generate French Prudential Banking Report (ACPR — RUBA XBRL) skill do?

Transformez les données prudentielles et comptables d'un établissement de crédit en reporting RUBA (Reporting Unifié des Banques et Assimilés), au format XBRL, transmis à l'ACPR / Banque de France via le portail OneGate — taxonomie RUBA 1.2.x et taxonomies EBA (COREP fonds propres/solvabilité, FINREP, AnaCredit), contexte par CIB/LEI et date d'arrêté, faits monétaires en euros et ratios (LCR/NSFR), contrôles de validation taxonomiques et cohérence inter-états

Q: How do I run the Generate French Prudential Banking Report (ACPR — RUBA XBRL) skill?

Copy the skill and paste it into your own Claude or ChatGPT, then provide your source data. FinchContext skills run inside your own AI assistant, so your financial data never leaves your control.

Q: Which region does the Generate French Prudential Banking Report (ACPR — RUBA XBRL) skill cover?

France. It targets the local tax authority / e-invoicing format described on this page.

Skill: Convert prudential/banking data into ACPR regulatory reporting (RUBA XBRL)

Region: France Category: Government — Regulatory Does: Takes a credit institution's prudential and accounting data and assembles the RUBA (Reporting Unifié des Banques et Assimilés) report — together with EBA taxonomies (COREP / FINREP / AnaCredit) where applicable — as an XBRL instance for electronic filing to the ACPR / Banque de France through the OneGate portal. Spec: ACPR / Banque de France — RUBA 1.2.x taxonomy; EBA XBRL taxonomies (current version)

RUBA is the unified French periodic reporting framework for banks and assimilated entities, replacing the legacy SURFI surveys. It is filed as XBRL to the ACPR via OneGate, alongside EBA harmonised reports (COREP own funds/solvency, FINREP financial reporting, AnaCredit granular credit). Concept/table names below follow the RUBA and EBA taxonomy frameworks, not a verbatim XSD.

When this applies

A credit institution, financement company or assimilated entity must file periodic prudential and statistical returns to the ACPR.
Reports include national RUBA tables and, depending on size/scope, EBA COREP / FINREP and ECB AnaCredit datasets.
Filing frequency is monthly / quarterly / semi-annual per table, transmitted through OneGate (Banque de France collection portal).

Structure (RUBA → XBRL)

xbrli:instance
   schemaRef            RUBA 1.2.x entry point (or EBA COREP/FINREP)
   context              entity (LEI / CIB code), period (instant/duration), scenario
   unit                 EUR (iso4217:EUR), pure (ratios)
   facts                table cells: encours, ventilation par instrument/contrepartie,
                        fonds propres, ratios de solvabilité/liquidité (LCR/NSFR), grands risques
   AnaCredit            instrument / counterparty granular records (separate flow)

Data rules

The reporting entity is identified by its code interbancaire (CIB) and LEI; the context period (instant for stocks, duration for flows) must match the table.
Monetary facts in EUR (iso4217:EUR) with the taxonomy's prescribed decimals/precision; ratios as pure (e.g. LCR, NSFR, ratio de solvabilité).
The instance must satisfy the taxonomy's EBA/RUBA validation rules (formula assertions, dimensional integrity); blocking errors prevent acceptance.
COREP / FINREP / AnaCredit intersections must be internally consistent (e.g. own-funds totals, balance-sheet cross-checks).
Submitted via OneGate; each filing references the correct taxonomy version and reporting reference date (date d'arrêté).

Worked example (outline)

schemaRef: RUBA 1.2.x
context c1: entity LEI=969500XXXXXXXXXXXX12 (CIB 30001), period 2026-03-31 instant
unit EUR; unit pure
Fact: encours crédits clientèle = 4,250,000,000 EUR
Fact: ratio de solvabilité CET1 = 0.145 (pure)
COREP own funds total tie-out; AnaCredit instruments in companion flow

Validated against the RUBA/EBA taxonomy and uploaded to OneGate for transmission to the ACPR / Banque de France.

Validation checklist

Entity identified by CIB and LEI; correct date d'arrêté and period type
Correct RUBA 1.2.x (and EBA COREP/FINREP/AnaCredit) entry points referenced
Monetary facts in EUR with prescribed decimals; ratios as pure
Taxonomy formula/dimensional validation passes (no blocking errors)
COREP/FINREP/AnaCredit cross-checks consistent
Reporting frequency per table respected
Transmitted via OneGate to the ACPR / Banque de France

Last updated: 2026-06-04 — confirm the current RUBA taxonomy version, EBA COREP/FINREP/AnaCredit taxonomies, validation rules, and OneGate submission requirements against current ACPR / Banque de France (acpr.banque-france.fr) guidance before use.